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They be eating at -'s for now, but they Ladies seeking sex Dierks Arkansas after they file. They won't be able to afford it, and they won't have an open CC on which to charge it. Their money be paid to the trustee, who forward it to the debtors. Without the structure of BK, this couple could well continue to eat at -'s.
But you're not addressing what best avenue for the future to prevent the same patterns from continuing. They'll be under court order to spend responsibly, and to pay off Wife looking sex GA Gainesville 30504. Without BK, what do that? You're proposing that they live within their new means, and pay off all that old debt. Might be possible, might not.
The court ensure they get some. OP didn't mention it, but they'll be required to go through credit counseling prior to filing BK. It's not an option, it's required Adult singles dating in Flat rock federal law. The counseling look at their entire financial picture, and decide whether it's possible to pay off their own debt. If it IS possible, they won't approve the BK and the court throw their case out of court.
They'll also get guidance about how to live within their means and pay off this debt. Oh, and they're required to pay for the counseling, too. It's not free.
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